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Personal Independence Payment (PIP)
Personal Independence Payment (PIP) is a tax-free benefit that helps cover the extra costs that come with having a long-term health condition or disability.
If you struggle to get around comfortably or do everyday tasks such as cooking or washing, you might be able to claim for Personal Independence Payment (PIP).
Get help from our financial inclusion team
Our advisors are trained to give free, one to one support, if you're worried about money. If you're struggling to pay your rent, looking for benefits support or help with budgeting then give us a call. They can even help you find free clothing and interview coaching.
Personal Independence Payment (PIP) FAQs
Am I eligible for Personal Independence Payment (PIP)?
To claim PIP, you must:
- Be aged 16 to State Pension age (check yours on the government website).
- Have needed help for at least 3 months and expect to need it for 9 more, or be terminally ill.
- Have lived in England, Scotland, or Wales for 2 years (exceptions apply for refugees, armed forces, or terminal illness).
- You don’t need to work, pay National Insurance, or worry about income or savings. PIP isn’t means-tested.
Only children under 16 can make new Disability Living Allowance (DLA) claims. If you already get DLA, wait for the Department for Work and Pensions (DWP) to invite you to claim PIP and respond quickly, or you could lose your benefit.
What is the PIP process?
PIP is:
- Paid every four weeks
- Tax-free
- Not means-tested (income and savings don’t matter)
- Available whether you work or not
- Allows a claimant to be exempt from the benefit cap
PIP has two parts. You may get one or both:
- Daily Living: for help with everyday tasks
- Mobility: for help getting around
Each part has two rates: standard or enhanced (you can’t claim both for the same part).
PIP is different from DLA, so get help when applying. It’s usually awarded for up to 3 years, though some claims last longer. When your claim is reviewed, you’ll get a DWP questionnaire. Make sure to include ongoing and new issues.
How can I apply for PIP?
Claiming PIP can take time, so start as soon as possible. You can apply by calling the Department for Work and Pensions (DWP). Some people can complete the form online; others will receive a paper form by post. If you get a paper form, you’ll need to fill it in and attend an assessment with an independent health professional. This is usually face-to-face, but sometimes can be done by phone or video.
If you have a support worker, they can call DWP for you (as long as you’re with them) and help with your application. If you find phone calls difficult, there are other ways to claim. You can check the government website for details.
What if I'm unhappy about the decision?
If you’re unhappy with a decision, you can apply to the DWP to have it reconsidered. This is known as a Mandatory Reconsideration. They’ll review your application, evidence, and assessment notes. If you still disagree, you can appeal through the courts and tribunal service.
The process can be long and complex, but our financial inclusion service offers free one-to-one support for both reconsiderations and appeals.
Remember: PIP is different from DLA. Being eligible for DLA doesn’t guarantee PIP.
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Talk to our financial inclusion team
Our team are trained to give free, one to one support, if you're worried about money. If you're struggling to pay your rent, looking for benefits support or help with budgeting then give us a call. They can even help you find free clothing and interview coaching.